The balance is not all yours
VAT and the year's taxes come out first. What is left is what you can spend.
Your company's cash flow, organised by AI.
Photograph the invoice, upload the statement. Folgar files everything, sets VAT and taxes apart, and tells you how much is really free and for how many months.
Instead of the spreadsheet, the drawer and the email to the accountant.
Soon on theApp Store
Soon onGoogle Play
iPhone, iPad and Mac first. Android later.
How it works: from the invoice to the number
1 · Photograph
Camera, photo library, or a PDF dropped on the Mac window.
2 · The AI reads
It checks the tax number, suggests the account and links the invoice to the expense that already came from the bank.
3 · The number changes
The deductible VAT enters the count. The free amount and the breathing room are recalculated.
Example values
Made by someone who uses it every day
Folgar was born for the company of the person who built it, a software studio in Lisbon, and has run it since October 2026: every invoice, every statement, every VAT return. It only goes out when it gets through a whole quarter without a spreadsheet on the side.
Alexandre Jaques, founder · alexandrejaques.com
2,7
months of breathing room
22
In 22 languages
for everyone who runs a company in Portugal
- VATworked out per quarter, with the deadline on top
- StatementsRevolut as CSV and any bank as camt.053
- ZIPfor the accountant, with the month's invoices and entries
Your data stays yours
delete the account and everything in it goes with it
One account
iPhone, iPad and Mac
The app at work
Free to spend
3.598,05€
◠ 2.7 months of breathing roomAlready without the VAT to pay or the next 12 months of taxes
Free3.598 €
VAT to pay1.486 €
Taxes, 12 months2.737 €
Revolut5.311 €
Millennium2.510 €
To handle 3
3 expenses without invoiceOctober412,30 €
Invoice read, to review2 h ago · Fibra & Voz61,50 €
VAT, 3rd quarterby 20 Nov1.486 €
Cash at 90 days
Why it matters. The bank balance is 7.821 €, but only 3.598 € really belong to the company.
Expenses without invoice · October
2 OctFuel, Galp AlvaladeMissing68,40 €
9 OctAmazon BusinessMissing129,90 €
17 OctVia Verde tollsMissing214,00 €
21 OctFibra & Voz, Lda.With invoice61,50 €
28 OctSocial SecurityNot needed391,22 €
Statements
NovMillennium · camt.053Missing
OctRevolut · CSVReconciled47 trans.
Why it matters. Drag the invoice onto the expense line and it gets linked, without posting the expense twice.
What goes in the ZIP
PDF14 supplier invoices2.188,70 €
CSVThe month's entries, by SNC account61 lines
PDFReconciled statements2 banks
TXTQuarter VAT summary1.486 €
Before sending
3 invoices from October are missing (412,30 €). The export warns, but never blocks.
Once the ZIP is saved, the month is marked as sent to the accountant.
Why it matters. The accountant gets everything at once, in the format they already use. No email with 14 attachments.
Demonstration with example values
What changes day to day
Photograph and forget
The AI reads PDFs and photos, checks the tax number, suggests the account and files the invoice next to the bank movement. Nothing left in a drawer.
Months of breathing room, not just a balance
How many months you can hold with fixed costs and what you have coming in. At 90 days, day by day.
One short list, "To handle"
Missing invoices, statements to upload, VAT coming due. When it is empty, it says "Nothing to handle".
Fits what you already have
- Banks Revolut as CSV and any bank with camt.053 statements (Millennium, Caixa, BPI, Novo Banco, Santander).
- Accountant One ZIP per month with invoices, entries by SNC account and reconciled statements.
- Devices iPhone, iPad and Mac, with the same account. On the Mac, dropping the PDF on the window is enough.
On the way
- Invited accountant Read-only access with export, seeing several companies at once.
- Open banking Balances and transactions without uploading statements.
- Android After iPhone and Mac.
What is on this list is not available today.
One subscription per company
The price is set before launch and stays here, with no "from". No free trial, but reading and exporting your data is never locked.
I want the price firstThe right questions
Is it invoicing software?
No. Folgar does not issue invoices and does not replace the certified software required by the Portuguese tax authority: it reads the invoices you receive and organises the money.
Does it replace the accountant?
No. Folgar prepares the month and hands it over in one ZIP. Your accountant stops chasing you for receipts.
Where do my documents live?
In your company, in our account, and only there. You can delete the account at any time and everything in it goes with it.
What if my bank is not Revolut?
Any bank that exports camt.053 works. It is the usual format Portuguese banks offer in business online banking.
Does it work outside Portugal?
Not yet. VAT, the chart of accounts and the tax number checks are Portuguese. This page is in your language because many people run a company in Portugal without speaking Portuguese.
I already keep a spreadsheet.
The spreadsheet does not read the invoice, does not set VAT apart and does not warn you before the deadline. Folgar does, and the month's entries still come out as CSV whenever you want.
We will tell you when it launches
One email at launch, with the price. Nothing else.
Soon on theApp Store
Soon onGoogle Play